How to support income for payday loans?

It is necessary to support income for payday loans when applying for some types of loans in financial institutions. In this article you can learn how to carry out this lift.

What is to support income for payday loans?

income for personal loans?

Income support is a procedure in which you demonstrate the origin of your income. You also allow to establish your current income capacity, which is essential to value yourself as a candidate for a loan. It is a very simple procedure, since it only consists of delivering a series of pre-established documents.

Requirements to support income for payday loans

Requirements to support income for personal loans

The National Superintendence of Customs and Tax Administration, or SUNAT for its acronym, has established five categories of income. Financial institutions use these categories when requesting the documents required for income support. So to determine which documents you must submit, you must first locate the category of income that corresponds to you.

According to the respective category, you will need the following documents to support income for payday loans.

1st category (rentiers)

  • Annual affidavit of the Income Tax, of the last or last two years (varies with the institution).
  • SUNAT lease payment receipt.
  • Current rental agreements.
  • Summary Sheet and Urban Property of rented properties.

2nd category (capitalists)

  • Annual affidavit of the Income Tax, of the last or last two years (varies with the institution).
  • Monthly affidavit of the Income Tax, of the last three months.
  • Proof of current income.

3rd Category (company shareholder)

  • Annual affidavit of Personal Income Tax, of the last or last two years (varies with the institution).
  • Annual affidavit of the Income Tax of the company, of the last or last two years (varies with the institution).
  • Testimony of incorporation of the company.
  • Last modification of capital increase.
  • Tax payment receipts to SUNAT of the company, in the last 3 months.

4th category (freelancers)

  • Annual affidavit of Personal Income Tax, of the last or last two years (varies with the institution).
  • Sworn monthly income tax return of the last three months or more (varies with the institution).
  • Receipts for professional fees, corresponding to the last three months of professional practice.
  • Service location contracts, which is optional or required, depending on the institution.

5th category (salaried or dependent)

  • Copy of payment slip, of the last three months for fixed income, or last six months for variables.
  • AFP account statement for the last quarter, last CTS payment, or last credit memo.
  • Certificate of retention of the last year.

 

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